PRICED BELOW APPRAISAL VALUE! Brand new roof will be installed in October 2024!This exceptional 4 bedroom, 2. 5 bath POOL home is nestled in the highly sought-after neighborhood of Lake Point in the Scott Lake area. Surrounded by gorgeous custom-built million-dollar homes and splendidly tucked away on a cul-de-sac, this residence offers both privacy and prestige. This home has everything you desire and more! The beautiful kitchen is designed with abundant cabinets and a center island. It boasts custom real wood cabinets with pull-outs, soft-closing drawers, custom shelving, and stunning, easy-to-clean countertops. All bedrooms are located upstairs with two bathrooms. The primary bedroom features a balcony offering a view of Scott Lake, the perfect spot to relax with your favorite beverage. Downstairs, you'll find a versatile bonus room perfect for storage, an office, or a playroom. The home also features formal living and dining rooms, as well as a large gathering room ideal for family time or entertaining friends. A conveniently located half bath is situated close to the pool. Parking is never an issue with a double garage, a long driveway, and ample space in the cul-de-sac for guests. Plus, enjoy the added convenience of a community boat ramp for easy access to Scott Lake, a 250-acre private lake perfect for fishing, boating, and water skiing. Best of all, there is NO pesky homeowner association! Conveniently located halfway between Tampa and Orlando, this home offers easy access to the Polk Parkway, Hwy 60 and Interstate 4 and is just a short distance from world-famous attractions such as Disney, Universal Studios, Busch Gardens, Lowry Park Zoo, and the Hard Rock Casino. International airports are approximately one hour away—Tampa (43 miles) and Orlando (60 miles)—making travel a breeze. Don’t miss out on this incredible opportunity. Call now to schedule a viewing and make this beautiful home yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,550 | $3,547 | $4,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.