STUNNING custom home only THREE lots down to the open waterways and DIRECT SAILBOAT ACCESS with deep water and minutes out to the best fishing grounds in SWFL, beaches and fishing that are literally in your back yard! This is a rare newer home with 3 car garage, a GREAT room concept and full of luxury and charm. This captivating 3-bedroom, 3-bathroom residence, only 4 years young, offers an enchanting retreat for those seeking both elegance and adventure. Perfect for entertaining, living and even VRBO or short term rentals. Step right in through the double glass doors to a light and bright floorplan with disappearing sliders - gorgeous serene paint schemes, the indoor and outdoor seamlessly blend into one magnificent space! The gourmet kitchen features top-of-the-line appliances, quartz countertops and a custom gorgeous backsplash and is the nucleus of the home. A very large great room features disappearing sliders that blend the outside and inside together for a HUGE extended living space. The master suite is a sanctuary with lots of natural light, sliders to the pool area, a spa-like en-suite bathroom and ample closet space. Two additional bedrooms are on split from the master and there is a junior suite with its own bathroom and pool access. Outside, the magic continues. A sparkling pool invites you to unwind and soak up the Florida sun, a heated spa for the cool winter nights and the spacious lanai is perfect for alfresco dining and entertaining. Lots of shade under the extended patio, lots of room for sunbathing and the lanai is also pre-plumbed for an outdoor kitchen. A nice wall on one side provides privacy - a perfect outdoor living space! Boating enthusiasts will be thrilled by the 10, 000-pound boatlift and direct sailboat access canal leading out to the Gulf of Mexico. Easy access to nearby islands, lots of dolphins, manatees and birds - even an osprey nest in the culdesac! With a three-car garage, there’s plenty of room for all your toys and storage needs. There is also an additional parking space across the street that will hold most RVs. Manatee Bay is an established community with recently paved street, a voluntary Property Owners Association of $150 a year - this also provides access to the private boat ramp. St James City is home to many restaurants, waterways, activities and is located at the southern tip of Pine Island. Enjoy the 17 mile bike bath and access to the 200 mile Great Blue Calusa Waterway - a marked kayaking and paddle board trail that meanders around the beautiful island and waterways that surround us. This area is known for its blue gentle waters, best fishing in SWFL and a lifestyle second to none. This home HAD NO FLOODING, AND HAS AN ASSUMABLE FLOOD POLICY OF UNDER $500!!! Come live your best life in SWFL!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $986 | $986 | $986 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,142 | $6,142 | $8,422 |
Total Monthly Payment | $7,253 | $7,253 | $9,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.