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Country peace w/river breezes is what you get at this adorable cottage. Over ½ acre under towering Oaks that only seem to grow this large at the river. Across CR13S from St Johns River. Well maintained & updated. Kitchen has granite counters, bar, SS appliances, gas range, is spacious and situated between the DR & Screened porch which makes entertaining easy, indoors & out. Wood burning FP and lots of windows grace the LR. Guest BA is adorned with walk-in shower w/ glass doors, tiled walls & spa quality fixtures. Primary BA gives you the option to soak in the bathtub combo. Screened front and back porches. 1144 SF garage/workshop is what dreams are made of. Garage door for RV or large boat lets you drive straight thru to back door & along the alleyway for easy access to Riverdale Boat Ramp, only . 6 mile away. Also, a workshop area and enough room for more cars, boats, or toys. New metal roof in 2022 should last your lifetime. Flood Zone X. 18kW Generator w/ ATS installed in 2023. Never lose power, with the 18 kW Generator w/Automatic Transfer Switch, installed in 2023. The irrigation system & well were repaired and updated in June 2024. The home is located in Flood Zone X so no flood insurance is required. Come view this darling home today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,600 |
Total Monthly Payment | $2,225 | $2,223 | $2,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.