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Welcome home! This stunning custom 4-bedroom house sits nestled quietly in the extremely desirable and hidden "Willa oaks". Pulling up you will immediately appreciate the mature landscape and comfort you feel from this incredibly inviting curb appeal. Walking to the front door the natural earth tone of the brick gives a calming feeling as you enter. Proceeding into the front door your eyes are immediately drawn to the rich color of the wood-look tile flooring. This floor was fully redone in 2022 and is without blemish. As you explore the foyer take a moment to enjoy the spacious layout and vaulted ceilings. To your left is the formal living room. The upgraded baseboards complement the new flooring perfectly. Continuing you come to your intimate dining room. Stepping through the doorway is your extremely large and open Kitchen. This is a culinary enthusiasts dream kitchen. Featuring 2 islands, granite countertops, rich birch cabinets, range hood, glass cooktop, built-in oven, and Stainless 2022 appliance. Directly beyond the kitchen is your spacious living room. The vaulted ceilings and large French doors make this an excellent space to entertain guests or relax after a long day. Beyond the French doors is your extremely large screened in patio. The tile floor and ceiling fans make it an exceptional place to welcome the morning sun with a cup of coffee or say goodnight with a glass of wine. The elegance of this porch will capture your imagination. Looking through the screened enclosure is the incredible expansive back yard. The yard has a great paver walkway and a spot for a fire pit and seating. Once completing your tour, we are sure you will agree this home has a lot to offer and potential to grow. Recent updates include: roof 2022, Hot water heater 2024, Full AC system 2023, Kitchen appliances 2022, Flooring 2022, attic insulation 2022, Guest shower 2022, Septic serviced 6/27/2024
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $4,053 | $4,049 | $5,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.