Under contract-accepting backup offers. This charming stilted cottage pool home is a mere 400 feet from the Charlotte Harbor/Peace River shores. It boasts twin master suites and a versatile bonus room that can serve as an office or flex space. The paved double driveway accommodates four cars, with additional under-house parking for six cars or a boat/RV with a 10-foot clearance. The property features a heated saltwater pool installed in 2023, alongside a new metal roof and gutters. Additional amenities include an oversized lot, underground electrical service, views of the harbor/river, kayak entry to Peace River via Farnham Street public access, Miami Dade Hurricane Code compliant windows and doors, an electric under-home area, a fenced yard, mature landscaping with majestic old oaks, an expansive outbuilding with a shed, and a front porch with a metal roof. The home's interior boasts 20-foot ceilings, 10-foot bedroom ceilings, beadboard walls, fresh paint, LED lighting, and a third-floor bedroom closet with attic access for added storage. The exterior features low-maintenance siding, Trex stairs, and a screened front porch with wooden flooring. The kitchen comes with a stainless steel appliance package. Located on a quiet dead-end street with minimal traffic, the home offers easy access to US41 and I-75, and is within a short walk to the under-construction Sunseeker Resort, Whiskey Joe's, and Chester Roberts Riverfront Park. Call today for a private tour and be prepared to fall in love with this home. Sellers also own lot behind at 4555 Well Spring Rd and is also available for $35, 0000 MLS C7495585
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $1,330,334 |
Total Monthly Payment | $2,199 | $2,147 | $1,330,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.