This very well-maintained two-family home in Laconia, NH, is conveniently located within walking distance of downtown, public schools, and the hospital. Centrally situated near various amenities, the property offers easy access to numerous stores, restaurants, walking trails, hiking, skiing, lakes, and other natural attractions. It presents a fantastic opportunity for first-time homebuyers looking to generate income from an additional apartment or for investors seeking passive income. The property sits on a level, manicured lot and features a detached, oversized garage and a paved driveway with ample space for a sizable utility trailer and six cars. A charming wrap-around farmer's porch adorns the front, while the rear boasts additional decking. The property is currently vacant. It is an estate sale, and the sellers make no representations; it is being sold as-is. It is recommended that the buyer performs their due diligence and inspections.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,794 | $1,227,540 |
Total Monthly Payment | $2,234 | $2,186 | $1,227,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.