This charming 1936 colonial home is nestled in the historic streets of Newport exuding timeless elegance and a touch of coastal charm. Upon entering, you step into a spacious living room featuring original hardwoods throughout and a brick fireplace. A fully enclosed sunroom off the living area offers an abundance of natural light and additional living space. The large, updated kitchen features oak cabinets with stainless appliances with windows overlooking the backyard. Adjacent to the kitchen is a 1/2 bath and a quaint dining room, perfect for intimate gatherings. Upstairs, the home offers 3 bedrooms and a full bathroom. The primary bedroom has a large cedar closet and views of the backyard, while the additional bedrooms are cozy retreats, ideal for children or guests, with hardwood floors and natural light filtering through. A walkup attic offers additional storage or the potential to add finished square footage to the home in the future. The washer & dryer are located in the unfinished basement along with additional storage space and a work bench area. The backyard is a private oasis, bordered by a picket fence, shaded by mature trees, and lined with stunning hydrangeas, There is a patio area for outdoor dining and a lush lawn perfect for summer picnics or relaxing in the sun. A detached garage provides additional parking and storage. The home has been lovingly maintained, preserving its historical integrity while incorporating modern amenities for comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,453 |
Total Monthly Payment | $4,761 | $4,757 | $5,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.