This highly upgraded Homes by West Bay Biscayne 2 Model features soaring 12’ ceilings throughout the 1st Floor. Enter the home through the 8’ double French doors into the oversized Grand Foyer. The kitchen is truly a masterpiece with extended staggered cabinets, extended island with built-in Level 5 Granite breakfast table, is only the beginning. GE Monogram appliances, with a 48” built-in refrigerator, 36” Induction cooktop, Convection Oven featuring French doors, Built-in Convection/Microwave oven & whisper quiet dishwasher. The Livingroom’s tray ceiling, crown molding and the TV wall’s floor to ceiling custom designed, wide planked porcelain woodgrain tile, provides warmth. A generously sized home-office, with herringbone porcelain wood grain tile, gorgeous 8’ double barn doors with frosted glass inserts and a rather unique wall mural illustrating an Airbus A-330 landing on a lighted runway into a dusk filled skyline is a must-see to appreciate! The owner’s suite has direct access to the covered lanai & pool and a large abundance of windows. All windows have custom made interior shutters. The walk-in closet is complete with custom finished closet system and a floor to ceiling dressing mirror. The owner’s bathroom features two separate vanities, one with a make-up counter, Level 5 Granite, oversized soaking tub and large shower, with floor to ceiling Carrara marble inspired porcelain tile. Excellent storage closet is accessed from the owner’s bathroom, which is located under the stairs and provides a great place to store luggage, laundry baskets and accesses the low voltage panel for the entire home. As you visit the other bedrooms on the 1st floor, you find a bathroom for every one of them. Those bathrooms are each finished with top-of-the-line finishes, including frameless glass shower enclosures and floor to ceiling tile in all the wet areas. The guest bedrooms, stairway and entire 2nd Floor have genuine wide-planked hardwood floors. The second floor has another bedroom and bathroom, with an oversized living/area, which has many potential uses (game room, teenager suite, home office with separate home theater. ) This home features separate HVAC units for each floor utilizing smart-home NEST thermostats and on-demand gas hot water heater. The outdoor living space is a game-changer! You must see this at night, as the built-in LED lighting around the entire pool cage, coupled with the lighted perimeter areca palms and foxtail palm trees, make this a true paradise. The entire covered lanai has 2x6 tongue & grove, stained wood ceiling. The lanai & pool deck is complete with Silver Travertine French pattern pavers, 2020 screening (keeps the no-see-um’s out) and the gas heated pool & spa are designed as if you’re staying at a most luxurious resort property. Pool equipment features a multi-speed pool pump, remote controlled valves, and a saltwater chlorination system. The spacious 3-car garage is wired with a dedicated Level-2 EV Charging outlet. Security cameras provide coverage for the front driveway, front porch, Kitchen/Livingroom/Sliding glass doors, Covered Lanai & outside of the pool cage on the Southside. Home technology is controlled by your smart phone.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,487 |
Total Monthly Payment | $5,009 | $5,005 | $6,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.