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Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. NEW Roof, Siding, and HVAC in 2023. NEW Windows and Water Heater in 2024. This 2/2/2 Chestnut is 1, 296 sq ft of indoor living space, plus 150 sq ft lanai which leads to a covered rear patio. The front entry is also covered and very inviting with nice curb appeal and updated landscaping. The lot is a spacious . 25 of an acre. You have neighbors, but they are not on top of you! All the cabinetry and counter tops are updated, flooring is carpet in living room and bedroom and tile on other floors in neutral grays. Master bath shower is updated with new glass enclosure. Both bedrooms feature large walk-in closets. This gem is being sold completely furnished with above stylish furnishings, 2022 golf cart, lawn mower, and two generators. The Mechanics garage is insulated, with heat and air ducts. Convenient to the Links Golf Club and just a hop and skip to the Community Center offering exercise facilities, saunas, dance and exercise classes, social activities, billiards, library and more! Golf cart access to shopping, physicians, pharmacies, and restaurants!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,660 | $1,658 | $2,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.