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Beautiful 3 bedroom, 2 bath half-duplex with a 2- car garage in very desirable Oviedo, with top rated Seminole County schools. Duplex has a back adjoining wall which gives the look of a single- family home. Gorgeous bamboo floors throughout except in the laundry room and bathrooms, which are slate. Foyer has a large closet and overlooks the formal dining room. Spacious great room with sliders leads to a covered fenced patio perfect for bar-b-ques, morning coffee or relaxing evenings. Kitchen overlooks the great room with bar seating, solid wood cabinets, and Kenmore appliances including a French-door refrigerator with 2 freezer drawers. Laundry room is off the garage. Large
primary bedroom with ensuite and walk-in closet. Primary bathroom has dual sinks, shower and linen closet. Neighborhood offers no HOA in an open, quiet setting. Location is convenient to the University of Central Florida, Seminole State College, Siemens, Research Park and Oviedo on the Park. Less than 2 miles to the Oviedo Aquatic Center with Olympic swimming pool, fitness room, full court gymnasium, indoor rock climbing wall, playground and splash zone. Easy access to 417 for commutes downtown, to the airport, beach or attractions. Don’t miss out on this special home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,071 | $2,069 | $2,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.