Discover the allure of this quaint 3-bedroom, 1-bath ranch/cottage nestled on an exceptional property that epitomizes tranquility and charm. Situated in a picturesque setting, this home offers a perfect blend of cozy living spaces and breathtaking outdoor views. As you step inside, you are welcomed by a warm and inviting atmosphere highlighted by the cozy living area and sunlit sunroom, ideal for relaxing mornings or intimate gatherings. The layout seamlessly connects the living area, kitchen and dining space, creating a fluid space for everyday living. The eat-in kitchen is thoughtfully designed and adjacent to the kitchen, the dining area for quiet meals at home. Tucked off the corners of the home, the large bedroom is cozy, offering comfort and privacy. The other two bedrooms are on the other side of the home, one being a pass-through room. A well-appointed bathroom completes the interior layout, ensuring convenience. Outside, the property unfolds like a private oasis, with sprawling lawns, mature trees, and manicured gardens creating a serene backdrop. Whether you're enjoying a quiet evening on the patio or exploring the possibilities of the yard, every corner of this property exudes peace and tranquility. Conveniently located in the town of New Paltz this home offers not just a residence, but a lifestyle where relaxation and natural beauty converge as it is Situated in one of Hudson Valley's most desirable towns, this home offers easy access to outdoor adventures, including hiking trails and state parks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,637 | $2,635 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.