A/O 8/5. Nestled privately on 2. 9 acres in the serene Palen Woods of Hopewell Junction, this beautiful Farmhouse Colonial, built in 1998, offers a perfect blend of charm and modern amenities. The home features 4 bedrooms, with an additional first-floor study that can serve as a fifth bedroom. The dining room is a standout with full-length hexagon-designed windows that provide a stunning view of the backyard. The full front porch, constructed with low-maintenance manufactured lumber, invites you to relax and enjoy the tranquil surroundings. The newly remodeled kitchen boasts soft-close cabinetry and stainless steel appliances, seamlessly opening to the cozy family room. The home is equipped with a 2-zone HVAC system, including central air and natural gas-driven forced air heat, ensuring comfort throughout the year. Solar panels significantly offset electric usage, contributing to energy efficiency. The reverse osmosis water system guarantees continuous fresh, filtered water. During the kitchen remodel, a third of the hardwood floors were refinished, enhancing the home's overall appeal. With a spacious total of 2, 624 square feet, this home also offers a brick patio behind the garage, providing a secluded outdoor living space with a picturesque view of the backyard. All window treatments, coverings, and appliances are included, making the move-in process seamless. An 8x12 detached shed offers secure storage for combustibles and equipment such as a lawn mower, snow blower, and power washer. Conveniently located for commuting, this home combines country living with accessibility, making it the perfect sanctuary for modern living.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $900 | $900 | $900 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,393 | $3,305 | $2,261,801 |
Total Monthly Payment | $4,385 | $4,297 | $2,262,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.