Back on the Market! Welcome to this stunning two-story home nestled in the gated community of Lake Pointe at Toho. Boasting 5-6 bedrooms, 3 baths, and over 3500 sq. ft. , this residence is ideally situated on a quiet cul-de-sac.
The first floor features a guest suite and convenient office space, while upstairs, three bedrooms, spacious walk-in closets. The master suite impresses with its generous dimensions of 20x20, complemented by dual walk-in closets. Additionally, a versatile 20x20 bonus room offers potential as an additional bedroom with the simple addition of a door.
The well-appointed kitchen adjoins a charming casual dining area and breakfast bar, offering ample counter and cabinet space. Recently updated with new soft-closing cabinetry, pendant lighting, and luxurious vinyl flooring, the kitchen also features newer appliances including a dishwasher and garbage disposal. Privacy tinted windows grace the front and sides of the home.
Key updates include a new high-rated roof installed in 2020 and a 3-zone AC system installed in 2017 with a 10-year warranty. The home's appeal extends outdoors to a beautifully upgraded saltwater pool with solar heating and a new speed pump. The poolside patio is enhanced by outdoor speakers and new ceiling fans, perfect for enjoying the Florida sunshine year-round.
Additional highlights include a garage with abundant storage, equipped with storage racks and attic access.
Lake Pointe at Toho is renowned for its sought-after amenities, including a community pool, playgrounds, basketball and tennis courts, BBQ areas, walking trails, and a viewing dock overlooking East Lake Toho. Future plans for pickleball courts add to the community's appeal, with numerous seasonal events fostering a vibrant neighborhood atmosphere. A new Publix is coming soon approximately 0. 6 miles away. The home is pre-wired for a security system.
Location is a standout feature, with close proximity to the Lake Nona area. This home is located in St. Cloud, just off Narcoossee Road. Major attractions such as Disney World and Universal Studios are a short drive away, while Orlando International Airport and Cocoa Beach are conveniently reachable within 30-60 minutes. Elementary and middle schools are approximately a mile away.
Don't miss out on the opportunity to make this exceptional home yours in one of St. Cloud's most desirable neighborhoods.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $528,000 | $528,000 | $528,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,602 | $3,509 | $4,491 |
Total Monthly Payment | $4,116 | $4,023 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.