This light and bright renovated home is ready for its next occupants. The four bedroom, three bath traditional is being offered unfurnished as a year-round rental. Conveniently located close to the shops, markets, and restaurants of downtown Hampton Bays. Enter from the charming front porch into the foyer area that opens to a spacious living room and dining area that is perfect for entertaining. The welcoming kitchen offers top-of-the-line appliances and plenty of counter space and cabinet storage. Off the kitchen is a laundry room/ pantry and a full bath. A glass slider opens out on to the backyard that boasts a large covered porch, fire pit area, and shed. A putting green for golf enthusiasts awaits. The second floor of the home includes a primary bedroom with its own private deck overlooking the beautifully landscaped grounds. Two additional guest bedrooms and a newly renovated bath complete the upper level. The lower level was legally finished for additional living space and offers a family room, 4th bedroom, a full bath, and additional storage.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,400 | $4,400 | $4,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $29 | $29 | $38 |
Total Monthly Payment | $104 | $104 | $113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.