WOW! Don't miss out on this Canal Front Gem! This home has it all, 3 bedrooms, 2. 5 bathrooms, 1 car garage, screened carport, attached storage shed, and laundry/half bathroom all under roof on this oversized 1/3 acre canal front lot. **NEW water Heater March 2024 ** NEW Metal Roof May 2022** Re-piped overhead March 2021** Boatlift installed December 2016. Screened front entry welcomes you into the open dining and living rooms with oversized sliding doors to the lanai and backyard. Enjoy your morning or evening beverage while relaxing on the screened lanai or in the breakfast nook space that overlooks your dock with a 10, 000 pound boat lift and custom kayak launching system directly into the San Marino Canal with only 1, 000 feet to the Peace River. Spacious primary bedroom offers an ensuite bathroom. 120 feet of concrete seawall also accommodates a davit system. Accordion Hurricane Shutters on the lanai sliding doors. Oversized driveway offers parking space for your toys and company. **Seller is offering an American Homeshield Warranty**. Located in Harbour Heights a non-deed restricted waterfront community of Punta Gorda without the expense of a Homeowners Association. The Charlotte Harbor Water Association has recently completed updating the water distribution system with new piping in the community with no expense to the property owner. Only 425 feet to the remodeled 8 acre Harbour Heights Park maintained by Charlotte County, providing a public boat ramp, day docks, playground, pavilion and barbecue areas, basketball, shuffleboard, lighted tennis/pickle ball courts, horseshoes, and a butterfly garden. Boat ramp provides access to the Peace River, the Blueway Trails, Charlotte Harbor and the Gulf of Mexico. Just a 15 minute drive to the Punta Gorda Airport (PGD). Golf, restaurants, schools, medical, churches and shopping are all nearby. A short distance to I-75 at exit 167 or 170 affords easy access to historic downtown Punta Gorda/Fort Myers/Naples to the south and North Port/Venice/Sarasota to the north. Only 3 miles to Deep Creek Golf Club, open to the public.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,345 | $2,284 | $1,563,201 |
Total Monthly Payment | $3,086 | $3,025 | $1,563,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.