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Castleton is a picturesque New England town located about 15 miles to the west of Rutland, and about 5 miles east of the New York/Vermont state border. The center of Castleton offers restaurants, local pizza and deli, and the Castleton Village Store. Like many towns the library is a hub of activity and the Castleton Free Library has so much to offer for every age group. This historic home offers hardwood floors, built-ins, wood details and a handsome antique front door. The main floor is comprised of eat-in kitchen with lots of cabinets and counter space, dining room, living room, full bath and an open office space with curved wall. On the second floor there is a large landing, more built-ins, full bath and three bedrooms one with a walk-in closet. Improvements over the years include; furnace, hot water heater, oil tank, wiring and plumbing. The wood exterior has been newly painted. Antique barn with sliding door offers storage options. Set on just over a quarter of an acre. This house was a strong rental history with it's close proximity to Vermont State University. There are major ski areas within 40 minutes, Lake Bomoseen, and the D & H Rail Trail is just down the road.
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,204 | $1,203 | $1,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.