Welcome to this charming 3/2 home in the 55+ Imperial Harbor community. The only available home in this park with a permitted fence. Throughout the home, wood laminate flooring creates a warm and inviting atmosphere. The entranceway is designed with custom built-in cabinets, offering ample storage. Additional storage is accessible in an added room located through sliders off the dining room. The kitchen features a brand-new oven and range from 2024. The versatile third bedroom features a separate entrance, perfect for guests or hobbies. The master bathroom features custom built-in cabinets and the guest bathroom has a beautiful marble countertop. Both bathrooms include convenient walk-in showers. The spacious living room is perfect for gatherings. You can enjoy the outdoors from the comfort of your screened-in lanai. The washer and dryer, new as of July 2022, are conveniently located in the shed. An AC unit, installed in 2020, ensures year-round comfort. Club membership is included, granting access to the Harbor Club with its fitness center, pickleball, bocce, shuffleboard, billiards, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,571 |
Total Monthly Payment | $1,363 | $1,362 | $1,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.