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New Construction! Discover contemporary living in this brand-new raised ranch located in the gated Timber Lake Community. This home, spanning almost 2200 sq ft of finished living space, is designed with modern features and serene outdoor settings, including your own private spring-fed pond! The heart of this home is a spacious living room bathed in natural light, creating a warm and inviting atmosphere. The home features high-grade laminate flooring and wall-to-wall carpet. The dining area extends off the kitchen and living room open concept, perfect for dinners or lively gatherings. The kitchen is a chef's delight, equipped with stainless appliances and ample counter space, making meal preparation both enjoyable and efficient. This residence boasts three bedrooms and three full bathrooms, ensuring comfort and privacy for all family and guests. The flexibility of the layout is highlighted by the lower level, which includes a heated two-car garage with radiant heating extending throughout the whole lower level. This level also offers a den and large, finished entertainment/rec room be which could be transformed into additional bedrooms, depending on your needs. Adding to the appeal, the home is fully insulated with R21 in the walls and R38 in the ceiling, optimizing energy efficiency. The rear deck offers a private oasis for entertainment or relaxation amidst the backdrop of nearly 7 acres of beautiful, partially wooded land. Adjoining land lot also available! Residents of this community enjoy exclusive lake rights to Timber Lake, 26 acres, ideal for swimming, fishing, and kayaking. The HOA fee covers the gated entrance and access to these pristine waters. Located close to schools, dining, shopping, and a plethora of recreational activities such as Bethel Woods, Resorts Casino, the Delaware River, and 15 minutes to Narrowsburg and Barryville, just a short drive away. This new build offers the unique opportunity to put your finishing touches on a home that promises a lifestyle surrounded by nature, yet is conveniently located about 2 hours from NYC. Embrace the chance to live your best life in this tranquil, secure community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,081 |
Total Monthly Payment | $3,363 | $3,360 | $4,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.