This is a beautiful condo, very well maintained and tastefully decorated with 10 foot high ceilings and 8 foot doors. In the kitchen, the tile floor, stone countertops, matching backsplash and solid wooden cabinets provide a clean cooking environment and ample storage space. The main appliances are newer, A/C 2024, dishwasher 2022, refrigerator 2021. The dining area is adjacent to the kitchen and has a good sized breakfast bar as well. The exceptional lanai overlooks several mature trees and faces north. Both bedrooms have large walk in closets. The main bedroom has direct access to the lanai and an ensuite, four piece bathroom, again with stone counter tops and solid wooden cabinets. The guest bedroom has a Romeo and Juliette balcony and screened doorway as well as semi-private access to a three piece bathroom. You will not believe how spacious this condo really is - the great room is large and opens through hurricane resistant sliding doors onto the lanai overlooking trees. There is a parking space (#14) underneath the building and a sizeable and secure storage cage. The beautiful gated community of Vivante, with all its amenities, beckons you. There are 2 pools, 6 Har-Tru tennis courts, a cabana, gas grills, two fire places and a superb clubhouse with full entertaining facilities. On the ground floor of the clubhouse, there are lounge, TV, card, billiards and craft rooms, a library and wifi media centre and management's office. On the upper floor, you'll find fitness facilities, the spa and men's and women's locker rooms with sauna and steam rooms - the fitness room overlooks the pool and larger lake. All the facilities are fully open for owner's use, but are still in remediation after Hurricane Ian. Vivante is 3 miles from beautiful, historic Punta Gorda and Tamiami Trail, 7 from I75, a couple of hours from Naples to the south and Sarasota to the north and just three hours from the Mouse. Far enough from all that noise to be tranquil yet close enough for all the fun stuff to be quickly accessible. This one is BRILLIANT!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,318 | $2,286 | $2,901 |
Total Monthly Payment | $2,567 | $2,535 | $3,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.