One or more photo(s) has been virtually staged. There is still time to find your dream home and be under contract before the End of the Year! This home has so much to offer, I honestly cannot believe it is still For Sale. For starters, it's concrete block and has withstood the torrential rainy season with not so much as a leak anywhere. Plus, it's in Flood Zone X, meaning it's high enough and away from the coast enough that no flood insurance is required. However, it is situated nearly right between both the Bay and Gulf, giving you the easiest access to Sunrise in the morning from The St. Pete Pier, to Sunset on the Beach in the evening. Heck, you can even ride or walk the Pinellas Trail (across the street from the home) to both places, or to the quaint and boutiquey Gulfport, where some of the best restaurants and shops in the county are located. Don't forget to stop at the farmers market there every week too. Back to the home, this home has been recently renovated. Not flipped, renovated by the Owner who wanted to give the next owner a chance to have a move in ready home. But what's great is, there are still a few things that you can do to the home to: 1: Make it yours and put your mark on it. and 2: Gain more equity by finishing renovations in the bathrooms and huge back room. About the backroom. . . this is an enormous bonus space that, I promise, you will not find at this price range in the area. The home has 3 bedrooms, 2 bathrooms, that bonus room I just mentioned which is a space of it's own for someone, storage shed, and fenced backyard. With over 1700 SF inside, a great space for outdoor living, and close to the Pinellas Trail, this home has it all. The front of the home is graced with a beautiful large Oak tree that provides loads of shade for a cooler, more energy efficient home. The front yard is serene, with great areas of reflection, small water features and numerous flowering tropical vines, bushes, and trees. Inside the home you will find a freshly painted living room with shiny terrazzo flooring that extends into two of the three bedrooms. The main bathroom has been spiffed up with fresh paint; however, maintains its 50s charm. The largest of the 3 bedrooms is located off the living room to the west, split from the other two bedrooms and features new flooring and a walk-in closet. You could bust through this closet and make a true ensuite as the laundry area is behind it and a second bathroom beyond that area. The kitchen has all new paint, lighting, hardware, counter-tops, sink, flooring, and is large enough to accommodate a dining table as well. Off the kitchen is the bonus room with endless uses including recreational room, office, playroom, primary bedroom, gym, yoga studio, art studio, makers studio, the sky is the limit! A secondary full bathroom, laundry room, and closet are located off the bonus room. In the backyard, you will find a fabulous raised bed already teaming with fresh vegetables, new sod, mulch, and more of those native and tropical flowering plants bringing in beneficial butterflies and birds. Bring your vision to this backyard by adding a pool, shade sails, utilize it for campfires, gardening, martial arts, Thai Chi, or anything your heart desires. The storage shed, under air, could be renovated to become a cute tiny home, she shed, workshop or art studio. Alley access increases your ability to park off-street and provides access to the backyard via the double gate in the fence. Seller is motivated, bring an offer.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $325,600 | $325,600 | $325,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,166 | $2,164 | $2,792 |
Total Monthly Payment | $2,557 | $2,555 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.