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Fully-renovated single-family house in the Melrose section of the Bronx. This semi-detached house offers brick exterior with a welcoming front yard and private driveway, open floor plan on ground floor with a half bath, coat closet, spacious livingroom, dining and kitchen combo with an easy access to backyard. Upstairs you will find 3 generously sized bedrooms and a full bath. Basement is finished and can be great for a guestroom, home office, workout space or a family room and home theater. Spacious and level backyard plus a side yard for all of your outdoor entertainment and gardening needs. Low taxes of about $3, 300. Just two blocks from Jackson Ave station where you can take 2 or 5 trains to both the east and west side of Manhattan for an easy commute to the City. Plenty of buses in the area as well as close proximity to shops. Priced to sell and move-in ready!
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,999 | $455,999 | $455,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,031 | $3,910 |
Total Monthly Payment | $3,434 | $3,431 | $4,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.