356 Fulle Drive, Valley Cottage (Clarkstown), NY, 10989 | $688,800

Update & on a beautiful piece of property in a very desirable neighborhood. Sun-filled & spacious with an open floor plan. Step inside to your new home. Formal living rm flows nicely into the dining rm, perfect for holiday gatherings. You are gonna want to cook in this Update Eat-in -Kitchen with honey wood cabinets and quartz countertops. Stainless steel appliances. Kitchen door to an over-sized deck with great views of your amazing backyard, plenty of room for a pool and just in time for summer fun. Primary suite with remodeled ensuite bathroom in 2020. Plus 2 more spacious bedrooms & another newer bathroom done in 2019. Lower level family rm perfect for movie night. Bedroom and another bathroom. Tons of storage. 2- car oversized garage. Architectural Roof & Vinyl Siding 2004, New Boiler 2016, with 13 year Warranty. NOTE: School District line goes through the property so can send kids to Nyack Schools or Clarkstown Schools with Clarkstown South HS & Strawtown Elementary. STAR tax rebate is $1253 garage. Enjoy all Clarkstown has to offer. Minutes to Rockland & Congers Lake w/Pool & parks, walking trails. Take a stroll over to the charming Village of Nyack. Close to Palisades mall, shops of Nanuet. A commuter's dream to all major highways to NYC & NJ. Plus the new Hudson Link Bus/Metro North train system to Grand Central & Major highways to the metro area. A must see

Features

  • Town: Valley Cottage
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Raised Ranch, Bi-Level
  • Year Built: 1978
  • Garage: 2-car Attached
  • Heating: Natural Gas, Baseboard
  • Cooling: Window Unit(s)
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,052
  • Acreage: 0.59
  • Est. Taxes: $17,055
  • Lot Desc: Private
  • Elem. School: Liberty Elementary School
  • Middle School: Nyack Middle School
  • High School: Nyack Senior High School
  • School District: Nyack
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
  • MLS#: H6313752
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/H6313752/356fulledrive_valleycottage_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-639-0300

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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356 Fulle Drive, Valley Cottage (Clarkstown), NY, 10989

$688,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,040 $551,040 $551,040
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $1,421 $1,421 $1,421
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,666 $3,662 $4,725
Total Monthly Payment $5,179 $5,175 $6,238

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.