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Nestled on a sprawling 3. 73 acres, this stunning 4 bedroom/2. 5 bath home is sure to impress with its blend of perfect ambiance for both living and entertaining. Situated in the highly sought-after Carriage Estates in a cul de sac neighborhood, the inviting front porch welcomes you into the dramatic 2-story foyer with a sweeping wrap-around staircase. Walls of windows bathe this residence in natural light. Open concept design flowing from the 18 ft cathedral ceiling living room w a custom fireplace, leading you into the gourmet chef's dream kitchen. Stainless steel appliances, double ovens, 5-burner Wolf range, Bosch dishwasher, granite counters, adjacent dining room, and sliders that open to a spacious back deck create seamless indoor/outdoor entertaining. Offering both beauty and privacy, a perfect retreat for enjoying your morning coffee, and lush foliage views while listening to the relaxing distant sounds of the 5 Mile Brook. Luxurious main-level primary bedroom en suite with spa-like jetted tub, double vanities, and walk-in closet. The second level features three generously sized bedrooms, a jack & jill bath, and oversized closets. The expansive walkout lower level provides an additional finishable 1760sq ft of versatile living space for a home gym, rec/play area, or to host extended stay guests. Meticulously maintained home w recent upgrades including a brand new well pump, holding tank, water softener system, new 50 gallon water heater, and too many more extras to list. Enormous 14x24 detached garage/barn w 2nd floor loft provides ample workspace and storage for a car enthusiast or hobbyist. Idyllic and tranquil country setting, yet conveniently close to shopping, restaurants, and major routes. Truly an unparalleled opportunity to embrace the quintessential Oxford lifestyle. --
Type | Description | Level |
---|---|---|
Bedroom 1 | Palladian Window(s),Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 2 | Ceiling Fan,Jack & Jill Bath,Wall/Wall Carpet | Upper |
Bedroom 3 | Ceiling Fan,Engineered Wood Floor | Upper |
Dining Room | Breakfast Bar,Hardwood Floor | Main |
Formal Dining Room | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor | Main |
Kitchen | 9 ft+ Ceilings,Balcony/Deck,Breakfast Nook,Granite Counters,Dining Area,Sliders | Main |
Living Room | Cathedral Ceiling,Fireplace,Hardwood Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,767 |
Total Monthly Payment | $4,454 | $4,450 | $5,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.