Amazing opportunity to own on Gillette Avenue, widely regarded as the most sought-after block in Bayport! The lot itself is just shy of a half acre and features mature trees, bringing privacy and an overall stately look. The house is positioned with an ample setback, creating a large, spacious front yard as well as a deep buffer from the street. The backyard is an entertainer's dream! It features an in-ground pool and makes for a great outdoor living space, perfect for hosting friends and family. Inside, you'll find four bedrooms and two and a half bathrooms in total. On the main level, there is an expansive, open-feeling kitchen, formal dining room, living room and family room with a wood-burning fireplace, as well as a half bath. Upstairs await three nicely-sized bedrooms which share a full bath, as well as an additional bedroom, the primary suite, which features its own full bath. For storage, there is a full basement with excellent ceiling height, an attic, as well as a two car garage. Do not miss a rare opportunity to own on Gillette Avenue!, Additional information: Appearance: fair
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $1,779 | $1,779 | $1,779 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $6,123 | $6,118 | $7,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.