Experience coastal living at its finest on Hydrangea Street, just 4, 800 feet from our sun-kissed St. Augustine beaches. This meticulously maintained home boasts an extensive list of desirable features including, a private outdoor shower with hot water for refreshing post-beach rinses or an evening shower under the stars. Entertain around the firepit in the spacious and fully fenced backyard. Inside, discover a beautiful recently re-wired and re-plumbed residence with a state-of-the-art whole house water filtration and softener system, a $10, 000 value ensuring pristine water quality throughout. A solar panel with battery backup, valued at $50, 000, offers sustainable energy independence and incredible savings. Both the water system and solar panels are maintained on a regular basis and become yours at closing. Did I mention you no longer have to pay for eggs? Enjoy an amazing chicken coop and 3 healthy hens situated on the North side of your backyard. The owners are happy to dismantle the chicken coop if chickens are not for you : ) The children's play set and swing will also stay if buyer would like. This property is zoned St. Johns County, not the city of St. Augustine Beach, this along with the owner's solar panel system makes their electric bill an average of $20 a month! This home is zoned in the highly sought after RS-3 zoning, which means no restrictions on using the property as a vacation rental! Pair that with your savings on utilities and you could have an extremely lucrative investment property. This home is in flood zone X, meaning low flood risk and no flood insurance is necessary. The owners also have a shallow well, which can be used in an emergency by shutting off the city water and turning the pump valve on in the well and has been specially designed to run through the filtration system AND can be heated by the battery stored from the solar panels. When no one has electricity or water due to an emergency, you'll have both! Home has never flooded and owners stayed home during last two hurricanes. Roof is 12 years old (some gutters recently installed), hot water heater is 2 years old, and the HVAC is 13 years old (very well maintained, blower motor replaced, evaporator coil replaced) You can very easily explore the vibrant local scene with amazing restaurants such as St. Augustine Fish House, Salt Life, or the Conch House! Amazing attractions all within easy reach such as Historic Downtown, Washington Oaks State Park, or visit one of many museums such as 'Ripley's Believe it or not' or 'Surf Culture', a St. Augustine surf museum. Call and make this amazing piece of the Island yours today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,773 | $3,586 |
Total Monthly Payment | $3,095 | $3,092 | $3,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.