Are you ready to buy, but not to move? Are you looking to buy an income producing property with the option to make money until you retire to beautiful Punta Gorda? Welcome to this beautifully updated 3-bedroom, 3-bath home in the heart of Charlotte Park, one of Punta Gorda's most desirable neighborhoods. This spacious residence offers the ideal blend of comfort, style, and functionality—all at a price per square foot that’s unmatched in the area!
Key Features:
Move-In Ready: Recently appraised above the asking price and with clean inspection reports, this home is ready for you to move in and start enjoying the Florida lifestyle. The roof is just 3 years old, new range, and for added peace of mind, a one-year home warranty is included.
Spacious Living: The freshly painted interior, new carpets, and updated kitchen flooring create a welcoming atmosphere. The open floor plan connects the living room, dining area, and kitchen, making it perfect for both daily living and entertaining. Cozy up to the real wood-burning fireplace on cooler evenings.
Gourmet Kitchen: The heart of the home features a functional kitchen with a large center island, bar seating, and a dinette area—ideal for family gatherings and casual meals.
Outdoor Oasis: Enjoy the expansive backyard with plenty of space for outdoor activities. A large shed provides ample storage for your tools and toys.
Prime Location: Just blocks from public and community boat ramps, this home is perfect for fishing and boating enthusiasts. With no deed restrictions, you have the freedom to park your boat or RV right at home. Plus, you're minutes away from shopping, dining, and local amenities.
Built to Last: This modular home, constructed to Florida’s rigorous building codes, is designed to withstand winds of 130+ mph. It’s NOT a manufactured home, and original flood elevation and survey documents are available for your peace of mind.
Motivated Seller: The seller is open to creative offers and may consider buyer concessions—seize this opportunity to make this home yours before the winter selling season begins!
Schedule your private showing today and secure your place in Punta Gorda’s vibrant community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$223,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,400 | $178,400 | $178,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,187 | $1,186 | $1,530 |
Total Monthly Payment | $1,552 | $1,551 | $1,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.