**MAJOR PRICE IMPROVEMENT**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING –
Welcome home to the south Punta Gorda gated community of Seminole Lakes! Extremely well-built in 1994 and meticulously maintained, this residence, with its delightful neutral décor, sports an efficient great room plan providing just shy of 1700~ square feet of air-conditioned living space. This home features three bedrooms, two full baths, cathedral ceilings, a two-car attached garage and a lovely screened and roofed rear-facing lanai with a small in-ground pool overlooking the greens at the Seminole Lakes Golf Course. This relaxing outdoor oasis is tiled and measures approximately 525~ square feet. The open kitchen is equipped with ample granite counters and cabinetry, a full complement of appliances, a breakfast bar, dinette, a more formal dining area and convenient access to the indoor utility room. The generously sized primary bedroom has a walk-in closet and a lovely ensuite bath featuring a garden tub, separate walk-in shower and dual sinks. Within the past six months, the current owner made several valuable improvements, a few of which include a new air conditioning system, pool pump and pool heater, new water heater, refrigerator, dryer, replaced front yard grass, front door screening, ceiling fans and installed both a 77" & 65" television, all of which remain. The garage floor was also epoxied. Other key features include ceramic tile in all but two bedrooms which have hardwood flooring, built-ins in the great room and 3rd bedroom and a central vacuum system.
26348 Stillwater Circle is situated on a 5500~ square foot lot, which overlooks the golf course from the screened pool enclosure and is not far from the community heated pool and tennis courts. With approximately 480 single-family homes, Seminole Lakes is a fully developed golf and tennis community located five miles south of historic downtown Punta Gorda on Charlotte Harbor. Considered "maintenance-free, " the community's low monthly dues include lawn care, 24-hour access control security and a community heated pool. The Seminole Lakes Golf Course is a semi-private 18-hole executive course; it, along with tennis, is available to residents on a fee basis. The monthly dues include private community road and lake maintenance (individual homeowners are responsible for their home and shrubbery care). The community features include eight beautiful freshwater lakes, the largest of which is nearly 25 acres. From this home, you are . 5 miles from the community pool, 1. 7 miles from shopping and 2. 3 miles from Interstate 75. Move-in ready; the only thing missing is you! Walk through now by accessing the interactive tour on this listing!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,068 | $2,624 |
Total Monthly Payment | $2,432 | $2,403 | $2,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.