Seller may consider buyer concessions if made in an offer ~ Just South of Lake Nona off Narcoossee Road this NEWLY BUILT/2020 home awaits in the Sunset Groves community with 4-bedrooms, 3. 5-bathrooms, NO REAR NEIGHBORS and flexible space for ROOM TO GROW! Located on a CUL-DE-SAC STREET this spacious home offers a bright flowing floor plan with TILE FLOORS throughout the main living areas, flex space off the foyer and an OPEN CONCEPT kitchen, living and dining. The many windows and sliding glass door access to the COVERED PAVER LANAI let the natural light pour in and create the perfect space to gather with family or entertain friends. The home chef will delight in the beautiful kitchen featuring upgraded STAINLESS STEEL APPLIANCES, rich cabinetry with complimentary GRANITE COUNTERS and backsplash, CUSTOM BEVERAGE BAR complete with a beverage fridge and there is casual dining at the expansive ISLAND under pendant lighting. Your main floor is also home to a laundry room, convenient half bath and behind double doors off the foyer a versatile space for a home office, den or anything else you or your family might need! All of the bedrooms can be found upstairs including the generous PRIMARY SUITE, another light and bright space with a lovely tray ceiling, WALK-IN CLOSET and private en-suite bath. Bedrooms two and three share a Jack & Jill bath between them and bedroom four has access to the third full bath. There is also a spacious BONUS/LOFT for additional living space, media room or game room! The extended paver lanai is the perfect spot to cookout or relax and unwind overlooking a sizable yard FULLY FENCED for added privacy. Sunset Groves offers residents a COMMUNITY POOL with water views and the ideal location puts you just minutes from Downtown Saint Cloud, East Lake Toho, vibrant Lake Nona, major roadways, the Orlando International Airport and the theme parks Central Florida is known for. This MOVE-IN READY home has everything you could want and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,298 | $3,295 | $4,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.