Under contract-accepting backup offers. NO hurricane damage with a newer roof, lanai and impact windows. Also the elevation of this home at 32 feet above sea level is one of the highest around and evacuation zone D; no flooding to worry about! Upgraded and updated 2 bedroom PLUS OFFICE/DEN 2 bath VILLA in excellent condition! Soaring ceilings bring in warm natural light and spacious room sizes give you the space you want for seasonal or year round living. The Primary bedroom features double closets, lanai access, an updated en suite bath with dual vanities, a walk in shower featuring river stone flooring, subway tile surround and upgraded shower doors. Good size split guest room for privacy. The well lit Kitchen has stainless steel appliances, plenty of cabinets, beautiful granite counters and breakfast bar that open to the living and dining room and is perfect for entertaining. The lanai has deco floor tile and extends your living area through triple sliding doors that stack out of the way opening into a peaceful treed and landscaped back yard. Leaf guards on gutters eliminate that clean out chore and a rain sensor on lawn irrigation prevents overwatering. ROOF 2019 and in 2018 SEVEN NEW WINDOWS were installed with impact glass leaving out only the bath windows and slider; there are shutters for the front. AC 2015. Garage door reinforced. Entire lanai replaced in 2021 with extended screen views. These villas are connected only by the garage wall so windows all around and no neighbor noise. Private, quiet location on a short street at the end of a cul-de-sac used only by a few neighbors. LOW monthly maintenance fee $124 includes a whole host of amenities/activities available at the club house that you can walk to including a catering kitchen, small library and heated pool. NO flood insurance required. This location is so convenient to everything you might want or need. Emergency medical half mile away. Located within a mile is shopping, restaurants, car services, new Aldi's and Wawa, dental, library, North Port Aquatic Center; major shopping two miles includes Home Depot, Walmart, Lowes, more restaurants, banking, Hobby Lobby and Dicks Sporting Goods. Six miles to Tampa Bay Rays spring baseball or Pt Charlotte Beach Park for boating, swimming pool and fun in the sun along with the waterfront parks in Punta Gorda for multiple weekend Festivals throughout the year including Jazz, Bass fishing, Crafts, BarBQ and others! Beautiful award winning Gulf area beaches 25 minutes! Two airports Sarasota and Ft Myers each about 45 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,708 | $2,193 |
Total Monthly Payment | $1,982 | $1,960 | $2,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.