No hurricane damage or water intrusion. Welcome to Heritage Village West a 55+ community nestled in vibrant West Bradenton, Florida only 5 miles to the beach. This villa is on the inside of the circle in a desirable location in the community, near the pond and green space. This home has irrigation installed and allows the grass to stay beautiful year round. (See realtor remarks) Enter the home through the screened/enclosed lanai with a tile floor, equipped with a ceiling fan and sliding vinyl windows that open to allow a breeze. Some home owners use this space as a dining room and have enclosed it and added AC/duct work. There are sliding glass doors that give an entrance/exit to the guest bedroom or you can enter the home through the front door into the open living room. The kitchen has been updated with granite counter tops, a tile backsplash and newer stainless steel appliances. The kitchen floor is a neutral tile that goes throughout the kitchen, laundry room and both bathrooms. The open floor plan allows a seamless flow from the kitchen, living room and dining area. Off of the kitchen is a private laundry room with full size washer/dryer and built in shelving. There is room in the kitchen for a dining table. The AC is a TRANE and was replaced in 2015. The hot water heater replaced in 2011 and the roof was replaced by the hoa in the last 3-5 years without an assessment. The HOA manages the roof, gutter cleaning, pest control and any other exterior maintenance. The guest bedroom is spacious with a ceiling fan, closet and lots of natural light. The guest bath is across the hallway and has a tile shower with tub. The primary bedroom has a small enclosed lanai with AC and extra storage space. There is an en-suite bathroom. The primary bath has a tile walk in shower with grab bars, glass doors and a single vanity. This home gives that light, bright, warm feeling and is perfect for a second home or a full time Florida residence. It could use some light updating and personal touches. (Flooring, paint, new vanities) but is in good condition and a great location. The most recent updated unit sold for $270k. The community of HVW is a social, tight knit, friendly, well maintained and well managed community in West Bradenton. There are No Assessments and only a $1, 000 assessment one time when insurance increased in 2023. Shopping, dining, beaches and more are within a few minutes of this home. Call today to schedule a showing!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
Total Monthly Payment | $1,393 | $1,392 | $1,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.