One or more photo(s) has been virtually staged. Seller will pay an additional $5, 000 for Buyer’s closing costs with an accepted contract. In the quiet neighborhood of Palm Harbor and close to A rated Matanzas High School, this 2004 home has 1, 917 square feet of living space and a total area of 2, 855 square feet including the garage and lanai. Tired of that tiny two car garage? Searching for more space? Looking for a move-in ready home which has space to store that boat trailer, lawn mower OR be used as a handyman’s workshop? This home has it! The circular driveway provides lots of parking for family and friends and the fenced backyard offers plenty of room for pets, entertaining, a shed, or a pool! Ceramic tile flooring throughout offers an easy-to-maintain surface while the kitchen is equipped with newer stainless steel appliances, including a Kitchen Aid refrigerator, Bosch dishwasher, and Bosch range. The split floor plan ensures privacy and convenience. The master bedroom features a tray ceiling that adds an elegant touch to the room. A private door provides direct access to the screened lanai and spa/hot tub. A large walk-in closet and a pocket door separating the bedroom area from the bath area add to the features in this room. The master bathroom has both a tub and a shower stall as well as dual sinks/countertops. A new roof was installed in 2022, providing peace of mind and added value to the property. In addition, there are gutters on all sides of the house. A new hot water heater was installed in 2021. The 3 ton, 18 seer HVAC recently had a new blower motor installed. And, the entire interior was repainted in June 2024. The oversized two-car garage is a highlight for those who value space and functionality. With enough room to fit three vehicles (25. 4 X 24), this garage goes above and beyond typical expectations. The inclusion of a workbench and cabinets provides an excellent setup for DIY projects, hobbies, or additional storage. A slop sink in the garage adds to the convenience, making it easy to clean up after gardening, working on projects, or washing up after outdoor activities. The second refrigerator in the garage is a great bonus, providing extra storage space for groceries, drinks, or bulk items.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,600 | $335,600 | $335,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,233 | $2,231 | $2,878 |
Total Monthly Payment | $2,520 | $2,518 | $3,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.