DELAND: VICTORIA GARDENS | WATER VIEWS | IMMACULATE LANDSCAPING | ASTOR MODEL | LARGE SCREEN LANAI: What a great opportunity to own this 3 bedroom 2. 5 bathroom home with over 2, 000 sq ft in the established neighborhood of Victoria Gardens. You will immediately notice the great curb appeal when you drive to the home. Beautiful landscaping, lush grass, paved driveway and great color scheme. You will be WOWED when you enter the home-High ceilings, arched entry ways and great view through the sliding doors of the water. There is a Formal Living room that can be used a Formal dining room as well. The Kitchen/Family room combo boasts High ceilings, Tray ceilings and sliding doors to the Screened Lanai. So much natural light flows into this space! The open Kitchen features Stainless Steel appliances, Center Island with Bar stool seating and Wet Bar. The Dinette area off the kitchen is the perfect spot for quick easy meals. The Primary suite has tray ceilings, ceiling fan, large windows and En suite bathroom. The bathroom has both a walk in shower and Garden tub, double vanities and walk in closet. Additional bedrooms are spacious and share a guest full bathroom. There is also a 1/2 bathroom-perfect for guests. The Inside laundry room has a sink for easy clean up and extra storage for all your laundry and cleaning needs-the washer and dryer stay! The Lanai will be your favorite spot year round-ceiling fan to keep you cool and private water views. This gated community enhances your lifestyle with amenities including a clubhouse, fitness center, pool, hot tub, tennis courts, walking trails, and an on-site restaurant. The HOA fee covers an array of services such as basic cable TV, internet, grounds maintenance, irrigation water, pest control, security, and access to recreational facilities. Don't miss out on making this house your home. Schedule your private viewing today and explore everything this remarkable property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$464,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,472 | $3,189 |
Total Monthly Payment | $2,931 | $2,929 | $3,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.