FINAL UPDATES COMPLETED! NOT IN A FLOOD ZONE! No flooding here! Come take a look at this beautiful renovated 2/1 Villa with flex room, in the excellent 55+ community of Springwood Villas. This Villa has a 3rd room with AC and walk in closet that can easily be used as a third bedroom. It has brand new everything! BRAND NEW HVAC! ALL NEW KITCHEN AND APPLIANCES WITH QUARTZ COUNTERS AND NEW STAINLESS STEEL LG APPLIANCES, ALL NEW BATHROOM, NEW PAINT, NEW LUXURY VINYL PLANK FLOORING. ALL NEW LIGHT FIXTURES, CEILING FANS, BLINDS, GARBAGE DISPOSER, PLUMBING, EPOXY CAR PORT, AND YES THIS UNIT HAS A 3RD ROOM THAT CAN BE USED AS A BEDROOM AND IT'S ONLY A FEW STEPS AWAY FROM THE HEATED POOL, LAUNDRY, AND CLUBHOUSE WITH POOL TABLES! THE LOW MONTHLY HOA FEE OF $425 COVERS WATER/SEWER/TRASH/CABLE/INTERNET/ROOF/EXTERIOR MAINTENANCE/GROUNDS MAINTENANCE/HEATED COMMUNITY POOL. YOU ARE ALLOWED TO ADD WASHER & DRYER CONNECTIONS, MANY UNITS HAVE THEM IN THE CARPORT WHICH CAN BE NEGOTIATED TO BE INSTALLED WITH THE SELLER. Great location as you are centrally located in Pinellas County with easy access to US-19, 49th St and many other major highways and the new Gateway Express so getting over to Tampa, St. Pete, or Clearwater is a breeze. Close to all of your shopping and dining needs and more! Make this wonderful condo your home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$187,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $149,600 | $149,600 | $149,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,008 | $994 | $1,262 |
Total Monthly Payment | $1,197 | $1,183 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.