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4 Cole Drive, Woodbourne, NY, 12788 | $549,000
Hobby farm located in the Town of Neversink, set on 3. 25 acres of fully fenced level land. Farm house features 4 bedrooms and 3 full bathrooms. First level features covered side porch for entrance into mudroom with entrance into the kitchen which has been updated with granite counter tops along with stainless appliances. Ample counter and cabinet space along with high hats and windows for ample lighting. Small bedroom off the kitchen also featuring hardwood flooring. Large formal dining area off of the kitchen with oak hardwood flooring, full bathroom and second bedroom off of the dining area. Living room, laundry room and a suite bedroom with 2nd full bathroom also on main level with access to the front yard and small covered front porch area. Upstairs features a very large main suite that was built in 2002 featuring large main bathroom with skylights, soaking tub and separate stall shower, hardwood flooring in main suite along with quaint storage areas. Exterior features 3 outbuildings for your animals including 3 paddocks for horses, a garage building for storage of feed and or ATV etc. . Three separate fenced areas for your animals to run, along with a 3rd greenhouse building used for feed and gardens. Never sink is known for its low taxes along with close access to state land for hiking and the Reservoir for fishing. House also has backup whole house generator for just in case.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Style: Farm House
- Year Built: 1942
- Heating: Propane, Forced Air
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 2,570
- Acreage: 3.25
- Est. Taxes: $3,145
- Lot Desc: Corner Lot, Level
- Elem. School: Tri-Valley Elementary School
- Middle School: Tri-Valley Secondary School
- High School: Tri-Valley Secondary School
- School District: Tri Valley
- Appliances: Dishwasher, Dryer, Electric Water Heater, Refrigerator
- MLS#: H6316545
- Days on Market: 144 days
- Website: https://www.raveis.com
/prop/H6316545/4coledrive_woodbourne_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Cole Drive, Woodbourne, NY, 12788
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,849 | $2,812 | $3,647 |
| Total Monthly Payment | $3,203 | $3,166 | $4,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535