FULLY REMODELED ISLAND COTTAGE WITH NEWLY COMPLETED BRICK PAVER BACK PATIO AND WALKWAY! The front porch provides a cozy spot to socialize with neighbors and friends. Inside, the home is tastefully decorated with stylish designer touches, including statement chandeliers, elegant wallpaper, and fabulous kitchen and bathroom designs. The kitchen features beautiful white quartz countertops, a custom backsplash, soft-close cabinetry with stylish gold pulls, and stainless steel appliances, including a gas range. The dining area is adorned with fashionable wallpaper and includes a serving buffet with a wine rack. The comfortable owner’s retreat, located at the back of the house, boasts a walk-in closet and a luxurious spa-like ensuite with spectacular custom tile walls. Step out of the private entrance to the fully fenced backyard oasis and relax on the pavered back patio under the stars. The guest bedroom and bathroom are located on the other side of the house, offering privacy for visitors. The guest bathroom combines timeless elegance with modern appeal. The house has undergone a complete remodel, including a new metal roof, a 1-car garage with an epoxy-painted floor, and new front and rear porches. Luxury vinyl flooring runs throughout the house, with custom tile designs in both bathrooms. Nestled among oak trees in a non-HOA neighborhood, this cottage is just a short walk or bike ride from the white sand beaches. You'll find plenty of dining, shopping, and entertainment options just outside your door, and historic St. Augustine is only a 12-minute car ride away. Experience the perfect blend of modern luxury and timeless charm in this delightful island cottage!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,233 | $3,190 | $4,047 |
Total Monthly Payment | $3,720 | $3,677 | $4,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.