This is a very special home!! Spacious and Private, this Custom-Built Ranch is a Wonderful Oasis. Arrive at the landscaped entrance into an Inviting Open Concept Living Space. The wall of windows and Fireplace with a wood-burning insert will catch your eye. The Kitchen is a cook's delight, with ample countertops and storage. From the Dining Area walk out onto a Charming Enclosed Sunroom that overlooks the verdant backyard. There are Hardwood Floors throughout the Main Level of the house. The Primary Bedroom has Sliders to a Private Balcony. Downstairs is a Huge Family Room with another Fireplace/wood-burning insert. The 4th Bedroom, Full Bath, Office, storage room and attached garage complete this level. Out Back is a gorgeous Pool with Decking and a Covered Lounge for Summer Fun! A Patio under the enclosed Sunroom contains a Hot Tub for additional relaxation and stress relief. This is a great property for entertaining. Close to Metro-North, Shopping, Parks. . . everything!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $666 | $666 | $666 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,627 | $2,658 | $3,373 |
Total Monthly Payment | $3,368 | $3,399 | $4,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.