Seller is Motivated and willing to help with Buyer's closing costs. Renovated home at only 13 minutes from the beach. Drive or Bike to the beutiful beaches of New Smyrna Beach, only 10 minutes away from this Renovated Home. New paint in and out, new floors, trims and doors. Updated kitchen and baths with new SS appliances, cabinets and counter tops. Roof, a/c, water heater, gutters and down spouts were updated recently. Back porch with large patio to store all your toys ( boats, RV's waverunners etc ) No HOA, No CDD, No Flood Zone very close to restaurants, shopping centers, Rocco park, airport, New Smyrna football field, boat ramps. Enjoy the beach life style in this unique home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$352,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $281,920 | $281,920 | $281,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,876 | $1,874 | $2,417 |
Total Monthly Payment | $2,019 | $2,017 | $2,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.