Unique Attributes of 149-153 Long Hill Avenue, Shelton, CT -Property contains three 2-family houses, all free standing and not attached. The property contains enough land to make a 10-12 condo project a realistic option, subject to Shelton approval. The property adjacent to both is a large condo complex, so such a project would conform with the neighborhood. By unanimous vote of the Shelton Zoning Board, a variance was received in 2007-08 to subdivide the three houses into individual properties and deeds. With its current zoning and lot coverage, a 5-bay garage could be built to the right of 149 Long Hill (the white house). This would not only increase the rental income of the property, but could make it very appealing to the owner of, for example, a landscape contracting company. The garage would be ideal for equipment storage ( 1-2 bays could even be oversized ) and the immediate access to Route 8 would be appealing. House #1 - 153 Long Hill features: 1st floor unit: kitchen ( 101 sq ft ) 7. 5x13. 4 : Dining ( 95 sq ft ) 13. 4x7. 1 : Living ( 182 sq ft ) 14. 9x12. 2 : Primary Bedroom ( 265 sq ft ) 18. 5x14. 3 : Bedroom #2 ( 132 sq ft ) 13. 1x10. 1 : Bathroom ( 53 sq ft ) 12. 4x4. 3 : Storage ( 67sq ft ) 10. 4x6. 4 : Deck ( 133 sq ft ) 13. 4x9. 9 : Porch ( 520 sq ft ) 25x20. 8. 2nd floor unit: Eat in kitchen ( 204 sq ft ) 14. 5x14. 1 : Primary Bedroom ( 228 sq ft ) 18. 5x12. 3 : Bedroom #2 ( 151 sq ft ) 14. 2x10. 6 : Bedroom #3 ( 101 sq ft ) 14. 2x7. 11 : Bath ( 34 sq ft ) 7. 7x4. 4. Lower level: Storage #1 ( 98 sq ft ) 13. 4x7. 3 : Storage #2 ( 98 sq ft ) 13. 4x7. 3 : Basement ( 765 sq ft ) 28. 11x27. 2. House #2 - 151 Long Hill 1st floor unit: Eat in kitchen ( 245 sq ft )17. 5x14 : Primary Bedroom ( 169 sq ft ) 13. 4x12. 6: Bedroom #2 ( 153 sq ft ) 13. 5x11. 3 : Bath ( 41 sq ft ) 6. 4x6. 4 : Living ( 167 sq ft ) 13. 9x12: Porch ( 74 sq ft ) 17. 11x4. 3. 2nd floor unit: Eat in kitchen ( 207 sq ft ) 14. 9x13. 9 : Living ( 105 sq ft ) 11. 2x9. 4 : Primary Bedroom ( 80 sq ft ) 11. 3x7. 1 : Bath ( 34 sq ft ) 6x5. 7. Lower level: Laundry ( 161 sq ft ) 19. 6x8. 2 : Storage #1 ( 58 sq ft ) 11. 8x4. 9 : Storage #2 ( 37 sq ft ) 9. 1x4. 1 : Storage #3 ( 34 sq ft ) 6. 5x5. 2 : Basement ( 434 sq ft ) 24. 8x17. 5. House #3 149 long hill 1st floor unit: Eat in kitchen ( 181 sq ft ) 15. 7x11. 5 : Living ( 203 sq ft ) 15. 5x13. 1 : Primary Bedroom ( 142 sq ft ) 12. 2x11. 6: Bedroom #2 ( 140 sq ft ) 12. 4x11. 3 : Bath ( 45 sq ft ) 8. 1x5. 5 2nd floor unit: Eat in kitchen ( 188 sq ft ) 15. 9x11. 8 : Living ( 212 sq ft ) 15. 5x13. 7 : Primary Bedroom ( 139 sq ft ) 12. 4x11. 2 : Bedroom #2 ( 141 sq ft ) 12. 3x11. 5 : Bath ( 45 sq ft ) 5. 5x8. 1 Lower level: Storage #1 ( 70 sq ft ) 10. 2x6. 9 : Storage #2 ( 58 sq ft ) 10x5. 8 : Basement ( 556 sq ft ) 24. 8x22. 4 : Garage ( 412 sq ft ). Main level features:
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $687,920 | $687,920 | $687,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.040% | 6.360% | 5.930% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,906 | $4,236 | $5,713 |
Total Monthly Payment | $4,505 | $4,835 | $6,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.