Welcome To This Stunning 5-Bedroom, 3. 5-Bath, 3 Car Garage Classic Colonial Home, Perfectly Nestled In A Peaceful Cul-De-Sac Within The Highly Sought-After Three Village School District. This Captivating Residence Offers Both Privacy And Charm, Making It An Ideal Choice For Anyone Looking For Their Dream Home. Step Inside To Discover A Spacious And Well-Designed Floor Plan That Seamlessly Blends Comfort And Elegance. The Foyer Opens To A Formal Living Room And Dining Room, Both Bathed In Natural Light And Perfect For Entertaining Guests. The Heart Of The Home Is The Expansive Kitchen Area, Which Boasts A Cozy Breakfast Nook Overlooking The Backyard. Adjacent To The Kitchen Is The Family Room, Featuring A Fireplace That Adds Warmth And Ambiance, Making It The Perfect Spot For Family Gatherings Or Relaxing After A Long Day. The Main Floor Also Includes A Convenient Half Bath, Laundry Area And Screened In Porch. Upstairs, You'll Find Four Generously Sized Bedrooms, Each With Ample Closet Space And Large Windows That Let In Plenty Of Natural Light. The Primary Comes Complete With An En-Suite Bathroom Featuring A Large Walk In Shower. The Additional Full Bath Is Conveniently Located To Serve The Other Three Bedrooms, Providing Comfort And Privacy For Everyone. Let's Not Forget The Stylish Loft Studio Like Suite, Perfect For Guests Or Extended Family. CAC And Sprinklers. Don't Miss The Opportunity To Make This Exceptional Property Your Forever Home! Close To Stony Brook University, Port Jefferson Harbor, Local Beaches, Shops, Restaurants And More.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $1,709 | $1,709 | $1,709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,138 |
Total Monthly Payment | $5,685 | $5,685 | $6,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.