Presented byTammy Langalis |
Unique small home on 28. 44 acres with Solar, Views, Pole barn, New Utilities. NOT IN A FLOOD ZONE. This 922 square foot cozy home (1891+/-) has; 2 bedrooms, with a walkthrough Bedroom/Den/Office or what you want to make it, 1 Bathroom, Laundry area with Cellar access, Kitchen, Dining room, and Living room w/10ft ceiling. Big backyard to play in or relax in. Three (3) seasons back porch (all windows). Barn is 12x24 with 1/2 loft and 100Amp Power Service. Natural spring water redone in 1998 with estimated 1500 gals of reserve. Vinyl siding, standing seam roof (soft blue color), and 1000 gal septic in 2015. Solar panels (19) were installed on the roof in Jan 2017. New propane boiler, indirect hot water tank, plus back-up wood/coal boiler plumbed in, and spring expansion tank all in 2023/24 Updated 200 amp circuit box and drop 2019. 100 amp underground service to Pole barn/workshop. 30 Amp underground service to larger outbuilding. Metalbestos chimney to cellar on outside of building recently replaced within a few years. It is in move-in condition. It's an old house 1891+/- attached barn (attached and part of house living area) we think around 1853+/-. The Kitchen and 1 Bedroom could use updating (they share a wall). The house needs your TLC. We have done way more than is listed. We are motivated to sell. Please come for a showing or to just talk to see if it is right for you. Zoned Residential/Agr/Foresty Conservation
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$330,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.644.2393
Tammy.Langalis@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,779 | $1,755 | $2,226 |
Total Monthly Payment | $2,096 | $2,072 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.