Here's your chance to scoop up a home located just outside of town on 3 lots that equal just under nine-tenths of an acre. Not many homes like this one are offered on the market currently. 3 lots give you plenty of room to add a pool, a detached garage, workshop, or whatever you need. The privacy they afford you is super nice as well. The home is a traditional-style home with lots of potential. A large living room opens up to the screened and glassed-in back porch. The backyard has trees all the way around to act as a natural buffer. There's a small chainlink fenced area to let the animals or little ones run around in. Inside 3 big bedrooms can all be found on the left side of the home. Tiled floors throughout the home and newer windows will make for easy maintenance. Make no mistake, the home needs a little bit of touching up to make it 100%, but the home is perfectly liveable in the current condition. The roof was replaced in 2008, the HVAC was replaced in 2017, the drain field, the well, and the water heater have been replaced in recent years too. Mechanics are good to go. Are you? Don't delay, you'll miss out on another home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
Total Monthly Payment | $1,805 | $1,803 | $2,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.