Welcome to a piece of South Lakeland that enunciates luxury. Nestled inside of Morgan Creek Gated Community sits a 4 bed 3 bath Olivera Construction home like no other. As you pull into the community you can gaze over to the right and just beyond the 2nd water fountain you can see your gorgeous future unfolding. As you approach the front of the home from the road you are greeted with a large paver designer drive way that leads you to your 3 car garage. The exterior is a sight to behold at night as there are multiple lights throughout the pavers in front and back including the soffits. As you walk through the 9ft front doors into the foyer you view 14ft ceiling, stone accents, and accent wall including large format tile that encompasses the downstairs living room, kitchen, bathroom and laundry. Over to your right you are invited to the office walking through the glass 9ft French doors. In the office you have 14 ft ceiling, vinyl plank flooring, and accent wall. Coming out of the office and between the pillars leads you into the living room with built in entertainment center, crown molding, plantation shutters, and large 72in fan. From the living room you can look onto the kitchen. The Kitchen includes large bar top island, walk-in pantry, built in microwave and oven, built in burners, and large exhaust flute including 48in tall cabinets with crown molding. Over from the kitchen you have your dining area with top of the line fixtures and gorgeous accent walls. Looking our the from the windows in to the backyard you can see the water fountain and black swans inviting you to laid serenity like no other. Walking outside prepare to be entertained with your outdoor kitchen and bar top area. The outdoor area has a large screened in lanai with wood accents in the soffit and is ready for a tv to entertain guest. Outside of the screen are you will see the large fire pit with pavers surrounding it and pillars that light up, including accent lights all around. There is a separate screen lanai area if you want to be more intimate as well. Heading back inside over to the primary bedroom s you walk in you are greeted with hardwood plank flooring and plantation shutters that look onto the water works outback. From the primary bedroom you walk into the primary bathroom with tile floor, large garden tub, 6ft by 5ft walkin shower with rain head, and 2 separate vanities including accent wall. Walking straight through you walk in to your large 7ft by 15ft walkin closet with racking system and vinyl plank flooring. Coming our the primary area from the kitchen you have a guest room with vinyl plank flooring, 14ft ceiling, and large accent wall including a laundry shoot in the closet. Walking down the hallway to your right you will see your laundry with cabinet storage and rack to hang you linens. Coming out of the laundry room turning to your right walk into your 3 garage with 14ft ceilings and plenty of room for storage. Heading back inside walking up the vinyl plank stairs with accent lights and a large accent wall you stop at the top of the stairs where you have 2 bedrooms with a jack and jill bathroom and 2 separate walkin closets including 2 separate vanities with privacy doors. One of the bedrooms has been made into a man cave with accent wall and windows in that room where you can hear the fountains. As you head your way back to front door you can see why this house has grabbed your attention. Dont hesitate. Bring your offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,999 | $527,999 | $527,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,513 | $3,509 | $4,527 |
Total Monthly Payment | $4,314 | $4,310 | $5,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.