Under contract-accepting backup offers. One or more photo(s) has been virtually staged. SELLER NOW OFFERING A $10, 000 CREDIT AT CLOSING TO BUY DOWN YOUR INTEREST RATE OR FOR CLOSING COSTS! Fresh paint all inside 2024! Why wait for new construction when you can move in here tomorrow? Solar on roof to keep more money in your pocket each month! Welcome to this inviting almost new construction 2021, move-in ready house located at 523 Patton Loop in historic Bartow! Just outside of booming Winter Haven, this charming property features 3 bedrooms, 2 bathrooms, and 1444 sqft of comfortable living space. As you step inside, you'll find a well-designed layout that creates a warm and welcoming atmosphere. The kitchen is a focal point, providing ample space for cooking and entertaining. The bathrooms are tastefully designed, offering both style and functionality. With 2 parking spaces available, you'll have convenience right at your doorstep. The outdoor area is perfect for enjoying the Florida sunshine or hosting gatherings with friends and family. Backyard is fully fenced! Located in a desirable Veteran & military hero-themed neighborhood, this property offers a peaceful retreat while still being close to amenities and entertainment options. Don't miss the opportunity to make this lovely house your new home! Schedule a viewing today and imagine the possibilities that await you here!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,769 | $1,767 | $2,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.