Come see this four-bedroom, three-fulll bathroom, Loft, Formal Dining Room or Office, 2 car garage home on a cul de sac street in Deerfield Lakes, Spring Hill, offering a cozy and charming atmosphere from the moment you step inside. **Fresh paint on entire exterior of the home!** No CDD fees, Low Hoa fees, mature landscaping, playground and fishing lakes! This family friendly community has monthly events with food trucks to create a postive tone throughout the neighborhood. Some new flooring down stairs and new lighting throughout the home! The kitchen features stainless steel appliances, granite countertops, ceramic tile flooring, and a spacious island. A breakfast nook overlooks the backyard, creating a pleasant dining area. Downstairs, there's a bedroom and bath that could serve as an in-law suite, alongside a formal dining room for family dinners or can be easily converted to an office. Upstairs, you will find a huge loft and three additional spacious bedrooms including the master suite, with all bedrooms boasting large walk-in closets. The master bedroom is separated from the guest bedrooms and includes double sinks, a walk-in shower and garden tub all in the ensuite bathroom. Sliding glass doors lead from the living room to a covered patio and a spacious backyard. At the end of your street there is a beautiful walking trail that leads to a great playground! Your new home is conveniently located near shopping, hospitals, YMCA with a gym and pools, Weeki Wachee Springs Water Park, and the Suncoast Walk & Bike Trail. . . providing easy access to outdoor activities. It also offers quick access to Tampa and the top U. S. beaches for both work and leisure. This great location and wonderful home is perfect for you and your family to enjoy the Florida lifestyle to the fullest! Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,265 | $2,210 | $2,790 |
Total Monthly Payment | $2,834 | $2,779 | $3,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.