Everything you need to celebrate the carefree Florida lifestyle is right here in this nicely priced villa. It’s located in Garden Lakes- the beautifully landscaped, resort-style gated community that’s conveniently located to everything the Suncoast offers- including shopping, dining, excellent medical care, vibrant arts & entertainment, and the pristine Gulf beaches. This home has a welcoming feel with its new 24x12 tiles throughout and modern updates. New kitchen cabinets, quartz counters, and stainless steel appliances make the kitchen a beautiful place to cook lavish dinners or prepare quick snacks. There’s also a large breakfast bar with plenty of room to chat with your guests while you cook. The sunny & cheerful air-conditioned Florida room is the perfect spot to enjoy a cup of coffee and a good book while watching the birds outside, or maybe to indulge in some creative hobbies. The primary bedroom is quite spacious and offers a walk-in closet and its own updated bathroom. The cheerful guest bedroom gives your guests their privacy and access to the other full bathroom. Multiple closets in the home make it easy to keep everything neat and tidy. The Garden Lakes community offers a renovated clubhouse with full kitchen & dining, dance floor, meeting rooms, and more. There’s a huge, heated pool with plenty of deck space and tables & chairs for lounging and socializing beneath the towering oaks. It’s more fun to get fit when you have a fully-equipped fitness room, tennis/ pickleball courts, water aerobics classes, and walking trails throughout the lush landscaping and scenic lakes in the neighborhood. There’s always something happening with organized groups and classes, potluck dinners, and more. You’ll have lots of opportunities to make new friends and socialize here. Come check it out and see it for yourself today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,955 | $1,954 | $2,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.