Welcome to this1953 block home, not in a flood zone! This home has been meticulously maintained and is located just 10 minutes from the downtown restaurants, shops, museums, waterfront, and so much more. When you enter the home you are greeted with large windows that bring in an abundant amount of natural light to the living room which has an open flow to the kitchen and dining. Each room is embraced with large windows, making each room full of
Natural light. The updated kitchen has new appliances, quartz countertops, lots of storage and includes a built-in eat-in space, plus a wine fridge. The third bedroom is currently used as a formal dining room. The garage has its own A/C unit which was installed in 2024 and stores the washer and dryer; for those needing more space this would be a great opportunity to update this to livable space. With this being a corner lot on an alley there is plenty of room to park a boat or RV, or install a pool. If you want to hang out at a heated pool, North Shore Aquatic Center is just a quick 10-minute drive. The Gulf beaches (15-20 minutes away), Tampa International Airport (25-30 minutes away), and plenty of public golf courses are throughout the area as well. There is also the sailing community of SPYC, the MLB Rays Tropicana Field and Rowdies soccer. The location of this home is pretty spectacular, offering an excellent opportunity to live the vacation life every day or use as a rental. This home is move-in-ready. **A/C July 2024 and June 2024 garage. Tented 2024. New custom shed is included in the purchase too. The roof has a 5yr seal warrant. **
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,046 | $2,646 |
Total Monthly Payment | $2,427 | $2,425 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.