A sense of welcome, coolness, airiness and light is obvious the moment you walk into this delightful townhouse-style condominium at Vista Cove. Haley Point is a cul de sac of just four buildings - quiet, less traffic, a short walk to the San Sebastian River and the fishing pier. A quiet and peaceful preserve out back meets a screened in porch where long, white drapes flutter in the breeze. A first-floor bedroom, bath and laundry closet flank the entryway, opposite the kitchen with a sunny breakfast nook and pass-thru bar over the sink. Plantation shutters provide an island cool charm and practicality. The dining and living room seamlessly open to the French doors with generous sidelights and a large, arched picture window to the shaded side yard. Up the curving stairs, past a tall light-filled window, enter the two ensuite bedrooms; the smaller in front a guest suite with walk-in closet, and the large out-back master suite with a shuttered wall of windows, large closets and bath. Vista Cove is 67 acres of beauty and privacy, laced with boardwalks and trails along the river, ponds and marshes. A large RV and Boat Park comes with your purchase and also sports a car washing area. Think of the savings you'll enjoy. The entire neighborhood has been re-roofed since 2018, and freshly painted this year. Fiber optics are being added as of this writing. This is a highly desireable location - 10 minutes from Historic Downtown St. Augustine's churches, art galleries, restaurants, Castillo de San Marcos, the beautiful marina ICW area and ancient cobblestone streets and buildings. 12 minutes to the beaches north or south (in the early morning) where our favorite saying is "42 miles of beach and the rest is history".
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,834 | $2,337 |
Total Monthly Payment | $2,042 | $2,018 | $2,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.