Charming spacious Bayville Home Near the Beach! Escape to the tranquil shores of Bayville, NY, a hidden gem offering a small-town atmosphere and an abundance of beachside activities. This charming home features 3 bedrooms ( possibly 4th) and 1 bath. As you enter, you'll be greeted by a spacious and inviting living area, ideal for relaxing and entertaining guests. The large kitchen features gas cooking, sleek countertops, and ample storage space for making meal preparation a delight. Outside the property is a serene backyard perfect for relaxation, gardening, or gatherings. The desirable dead-end block adds to the appeal offering a sense of community and tranquility. Additional features of the home include a bright airy interior with abundant natural light, new gas heat, gas cooking, updated windows, home office, garage, 2 private driveways 2 cesspool rings added and room for extended family. Just steps away from the beach for kayaking, boating, paddleboarding adventures. Enjoy laid back coastal vibe and explore scenic trails along the waterfront. Indulge in local restaurants. Access to marinas for boat enthusiasts. Conveniently located near schools, beaches, parks, Long Island Railroad, and parkways. Great for extended family. A perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $799 | $799 | $799 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,737 | $3,733 | $4,827 |
Total Monthly Payment | $4,628 | $4,624 | $5,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.