Welcome to the highly sought after Bloomingdale Neighborhood, where this 3/2/2 with den is waiting for you to call it home - close to everything Valrico has to offer, you can't beat this location! Situated on an over-sized pie shaped lot, you'll be welcomed by bountiful plumeria as you approach the front door. Upon entering, the foyer leads way to the combined living/dining combo, featuring neutral ceramic tile flooring, access to the over sized office (or fourth bedroom), and double sliding glass doors leading to the screened lanai and your ever-expanding backyard. The kitchen is comprised of white, solid wood cabinetry with Formica countertops, and newer white appliances. The primary suite features dual closets, wood floors and ensuite bath with ceramic tile flooring and walk-in shower; while the secondary bedrooms also showcase wood flooring and mirrored sliding closet doors - plus bedroom two is equipped with a murphy bed (will be removed upon request). The inside laundry is located off the kitchen with a few extra storage cabinets, and leads to the garage which contains extra storage space as well as being lined with cabinets and a work bench. HVAC, water heater, and kitchen appliances were all replaced 2021, and home was reroofed 3-4 years ago. Immediately outside the garage is a complete set up for your backup emergency generator (current generator is not included). The backyard contains two storage sheds, both of which convey with the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,894 | $2,450 |
Total Monthly Payment | $2,455 | $2,453 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.