A remarkably well kept 2 bedroom 1 bath single story home on 20 acres with pond. The owners have made this their sanctuary. They worked on the land for years then added a pond, then their dream home. Very simple lines and completely usable space. Walk into a cathedral ceiling kitchen and dining area. Kitchen equiped with upper and lower cabinets, dishwasher, sink, gas range and refrigerator. Continue through the dining area to a large bedroom with closet, then a living room overlooking the pond. There is a second bedroom off the living room with closet. The home has oak laminate floors throughout. There is a short hallway from the kitchen to a 3/4 bath/laundry and continues to an 8 x 28 screened in porch. This opens onto a 8x12 deck overlooking the pond and the manicured lawns and flower beds. The owners have taken the concrete milk cooler where the barn used to be and made it into a planter. A perminant fixture to enjoy. There are 2 sheds and an out house. The owners have a gravity spring piped into the back yard and well. The pond is a real bonus. 14 feet deep, clean, stocked with fish and the sound of water running into it. The side towards the house has stone stairs leading into the water. The yard has shade trees all around and planted pines several trees deep along the town road creating privacy. There is a property behind the subject with a road along the boundry line. There is a good mix of hard and soft wood on the property. A true oasis with plenty of elbow room.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,842 | $2,396 |
Total Monthly Payment | $2,251 | $2,251 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.